Monthly Repayment |
HKD$20,447
|
Initial Payment |
HKD$1.85 Millions
|
Loan Amount |
HKD$4.31 Millions
|
Total interest |
HKD$1.82 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$151,000
|
Legal Fee |
HKD$32,900
|
Agency Fee |
HKD$61,600
|
Total Expense |
HKD$245,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 53172 | 37774 | 29488 | 25807 | 19830 | 16250 | 13869 |
1.5% | 54107 | 38718 | 30440 | 26766 | 20807 | 17245 | 14881 |
2% | 55053 | 39676 | 31412 | 27748 | 21813 | 18276 | 15937 |
2.5% | 56009 | 40649 | 32404 | 28751 | 22849 | 19344 | 17037 |
3% | 56975 | 41636 | 33414 | 29777 | 23914 | 20447 | 18179 |
3.5% | 57952 | 42639 | 34444 | 30825 | 25007 | 21586 | 19362 |
4% | 58939 | 43656 | 35492 | 31895 | 26129 | 22760 | 20586 |
4.5% | 59937 | 44688 | 36560 | 32986 | 27279 | 23967 | 21848 |
5% | 60945 | 45735 | 37646 | 34099 | 28457 | 25207 | 23147 |
5.5% | 61963 | 46796 | 38751 | 35232 | 29661 | 26479 | 24483 |
6% | 62992 | 47872 | 39874 | 36387 | 30892 | 27782 | 25852 |