Monthly Repayment |
HKD$21,269
|
Initial Payment |
HKD$3.08 Millions
|
Loan Amount |
HKD$3.08 Millions
|
Total interest |
HKD$0.75 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$151,000
|
Legal Fee |
HKD$32,900
|
Agency Fee |
HKD$61,600
|
Total Expense |
HKD$245,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 37980 | 26982 | 21062 | 18433 | 14164 | 11607 | 9906 |
1.5% | 38648 | 27655 | 21743 | 19118 | 14862 | 12318 | 10629 |
2% | 39323 | 28340 | 22437 | 19820 | 15581 | 13054 | 11384 |
2.5% | 40006 | 29035 | 23145 | 20537 | 16321 | 13817 | 12169 |
3% | 40696 | 29740 | 23867 | 21269 | 17081 | 14605 | 12985 |
3.5% | 41394 | 30456 | 24602 | 22018 | 17862 | 15419 | 13830 |
4% | 42099 | 31183 | 25351 | 22782 | 18664 | 16257 | 14704 |
4.5% | 42812 | 31920 | 26114 | 23561 | 19485 | 17119 | 15605 |
5% | 43532 | 32668 | 26890 | 24356 | 20326 | 18005 | 16534 |
5.5% | 44259 | 33426 | 27679 | 25166 | 21186 | 18913 | 17487 |
6% | 44994 | 34194 | 28481 | 25990 | 22066 | 19844 | 18466 |