Monthly Repayment |
HKD$20,414
|
Initial Payment |
HKD$1.85 Millions
|
Loan Amount |
HKD$4.31 Millions
|
Total interest |
HKD$1.82 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$150,000
|
Legal Fee |
HKD$32,875
|
Agency Fee |
HKD$61,500
|
Total Expense |
HKD$244,375
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 53086 | 37713 | 29440 | 25765 | 19798 | 16224 | 13846 |
1.5% | 54019 | 38655 | 30391 | 26722 | 20773 | 17217 | 14857 |
2% | 54963 | 39611 | 31361 | 27703 | 21778 | 18246 | 15912 |
2.5% | 55918 | 40583 | 32351 | 28705 | 22812 | 19312 | 17009 |
3% | 56883 | 41569 | 33360 | 29729 | 23875 | 20414 | 18150 |
3.5% | 57858 | 42570 | 34388 | 30775 | 24967 | 21551 | 19331 |
4% | 58844 | 43586 | 35435 | 31843 | 26087 | 22723 | 20552 |
4.5% | 59840 | 44616 | 36500 | 32932 | 27235 | 23928 | 21812 |
5% | 60846 | 45661 | 37585 | 34043 | 28411 | 25166 | 23110 |
5.5% | 61863 | 46720 | 38688 | 35175 | 29613 | 26436 | 24443 |
6% | 62889 | 47794 | 39809 | 36328 | 30842 | 27737 | 25810 |