Monthly Repayment |
HKD$21,235
|
Initial Payment |
HKD$3.08 Millions
|
Loan Amount |
HKD$3.08 Millions
|
Total interest |
HKD$0.75 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$150,000
|
Legal Fee |
HKD$32,875
|
Agency Fee |
HKD$61,500
|
Total Expense |
HKD$244,375
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 37918 | 26938 | 21028 | 18403 | 14141 | 11588 | 9890 |
1.5% | 38585 | 27610 | 21708 | 19087 | 14838 | 12298 | 10612 |
2% | 39259 | 28294 | 22401 | 19787 | 15555 | 13033 | 11365 |
2.5% | 39941 | 28987 | 23108 | 20503 | 16294 | 13794 | 12149 |
3% | 40630 | 29692 | 23828 | 21235 | 17053 | 14581 | 12964 |
3.5% | 41327 | 30407 | 24563 | 21982 | 17833 | 15394 | 13808 |
4% | 42031 | 31132 | 25310 | 22745 | 18633 | 16230 | 14680 |
4.5% | 42742 | 31868 | 26072 | 23523 | 19453 | 17091 | 15580 |
5% | 43461 | 32615 | 26846 | 24316 | 20293 | 17976 | 16507 |
5.5% | 44187 | 33371 | 27634 | 25125 | 21152 | 18883 | 17459 |
6% | 44921 | 34138 | 28435 | 25948 | 22030 | 19812 | 18436 |