Monthly Repayment |
HKD$17,441
|
Initial Payment |
HKD$2.45 Millions
|
Loan Amount |
HKD$3.68 Millions
|
Total interest |
HKD$1.55 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$148,000
|
Legal Fee |
HKD$32,825
|
Agency Fee |
HKD$61,300
|
Total Expense |
HKD$242,125
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 45354 | 32220 | 25152 | 22012 | 16914 | 13861 | 11829 |
1.5% | 46152 | 33025 | 25965 | 22830 | 17748 | 14709 | 12693 |
2% | 46958 | 33842 | 26794 | 23668 | 18606 | 15589 | 13594 |
2.5% | 47774 | 34672 | 27639 | 24524 | 19489 | 16500 | 14532 |
3% | 48598 | 35515 | 28501 | 25399 | 20398 | 17441 | 15506 |
3.5% | 49431 | 36370 | 29379 | 26293 | 21330 | 18412 | 16515 |
4% | 50273 | 37237 | 30274 | 27205 | 22287 | 19413 | 17559 |
4.5% | 51124 | 38118 | 31184 | 28136 | 23268 | 20443 | 18635 |
5% | 51984 | 39010 | 32111 | 29085 | 24273 | 21501 | 19744 |
5.5% | 52853 | 39915 | 33053 | 30052 | 25300 | 22586 | 20883 |
6% | 53730 | 40833 | 34011 | 31037 | 26350 | 23697 | 22051 |