Monthly Repayment |
HKD$144,634
|
Initial Payment |
HKD$30.5 Millions
|
Loan Amount |
HKD$30.5 Millions
|
Total interest |
HKD$12.89 Millions
|
complete insurance payment |
HKD$91,500 (0.3%)
|
Stamp Duty |
HKD$2,592,500
|
Legal Fee |
HKD$170,000
|
Agency Fee |
HKD$610,000
|
Total Expense |
HKD$3,464,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 376103 | 267192 | 208577 | 182540 | 140267 | 114946 | 98100 |
1.5% | 382717 | 273864 | 215316 | 189326 | 147176 | 121980 | 105261 |
2% | 389406 | 280641 | 222191 | 196270 | 154294 | 129275 | 112733 |
2.5% | 396169 | 287523 | 229203 | 203370 | 161620 | 136828 | 120511 |
3% | 403005 | 294510 | 236350 | 210627 | 169152 | 144634 | 128589 |
3.5% | 409915 | 301601 | 243633 | 218039 | 176887 | 152690 | 136958 |
4% | 416898 | 308797 | 251050 | 225604 | 184824 | 160990 | 145611 |
4.5% | 423954 | 316097 | 258600 | 233322 | 192958 | 169528 | 154539 |
5% | 431084 | 323499 | 266283 | 241192 | 201286 | 178299 | 163730 |
5.5% | 438286 | 331005 | 274096 | 249210 | 209805 | 187296 | 173175 |
6% | 445560 | 338612 | 282040 | 257376 | 218511 | 196511 | 182862 |