Monthly Repayment |
HKD$20,248
|
Initial Payment |
HKD$1.83 Millions
|
Loan Amount |
HKD$4.27 Millions
|
Total interest |
HKD$1.8 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$145,000
|
Legal Fee |
HKD$32,750
|
Agency Fee |
HKD$61,000
|
Total Expense |
HKD$238,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 52654 | 37406 | 29200 | 25555 | 19637 | 16092 | 13734 |
1.5% | 53580 | 38340 | 30144 | 26505 | 20604 | 17077 | 14736 |
2% | 54516 | 39289 | 31106 | 27477 | 21601 | 18098 | 15782 |
2.5% | 55463 | 40253 | 32088 | 28471 | 22626 | 19155 | 16871 |
3% | 56420 | 41231 | 33089 | 29487 | 23681 | 20248 | 18002 |
3.5% | 57388 | 42224 | 34108 | 30525 | 24764 | 21376 | 19174 |
4% | 58365 | 43231 | 35147 | 31584 | 25875 | 22538 | 20385 |
4.5% | 59353 | 44253 | 36204 | 32665 | 27014 | 23734 | 21635 |
5% | 60351 | 45289 | 37279 | 33766 | 28180 | 24961 | 22922 |
5.5% | 61360 | 46340 | 38373 | 34889 | 29372 | 26221 | 24244 |
6% | 62378 | 47405 | 39485 | 36032 | 30591 | 27511 | 25600 |