Monthly Repayment |
HKD$21,062
|
Initial Payment |
HKD$3.05 Millions
|
Loan Amount |
HKD$3.05 Millions
|
Total interest |
HKD$0.74 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$145,000
|
Legal Fee |
HKD$32,750
|
Agency Fee |
HKD$61,000
|
Total Expense |
HKD$238,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 37610 | 26719 | 20857 | 18254 | 14026 | 11494 | 9810 |
1.5% | 38271 | 27386 | 21531 | 18932 | 14717 | 12198 | 10526 |
2% | 38940 | 28064 | 22219 | 19627 | 15429 | 12927 | 11273 |
2.5% | 39616 | 28752 | 22920 | 20337 | 16162 | 13682 | 12051 |
3% | 40300 | 29451 | 23635 | 21062 | 16915 | 14463 | 12858 |
3.5% | 40991 | 30160 | 24363 | 21803 | 17688 | 15269 | 13695 |
4% | 41689 | 30879 | 25105 | 22560 | 18482 | 16099 | 14561 |
4.5% | 42395 | 31609 | 25860 | 23332 | 19295 | 16952 | 15453 |
5% | 43108 | 32349 | 26628 | 24119 | 20128 | 17829 | 16373 |
5.5% | 43828 | 33100 | 27409 | 24921 | 20980 | 18729 | 17317 |
6% | 44556 | 33861 | 28204 | 25737 | 21851 | 19651 | 18286 |