Monthly Repayment |
HKD$20,215
|
Initial Payment |
HKD$1.83 Millions
|
Loan Amount |
HKD$4.26 Millions
|
Total interest |
HKD$1.8 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$144,000
|
Legal Fee |
HKD$32,725
|
Agency Fee |
HKD$60,900
|
Total Expense |
HKD$237,625
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 52568 | 37345 | 29153 | 25513 | 19605 | 16066 | 13711 |
1.5% | 53492 | 38278 | 30094 | 26462 | 20570 | 17049 | 14712 |
2% | 54427 | 39225 | 31055 | 27432 | 21565 | 18068 | 15756 |
2.5% | 55372 | 40187 | 32035 | 28425 | 22589 | 19124 | 16844 |
3% | 56328 | 41163 | 33034 | 29439 | 23642 | 20215 | 17972 |
3.5% | 57294 | 42155 | 34052 | 30475 | 24723 | 21341 | 19142 |
4% | 58270 | 43160 | 35089 | 31532 | 25832 | 22501 | 20352 |
4.5% | 59256 | 44181 | 36144 | 32611 | 26969 | 23695 | 21599 |
5% | 60252 | 45215 | 37218 | 33711 | 28133 | 24921 | 22884 |
5.5% | 61259 | 46264 | 38310 | 34832 | 29324 | 26178 | 24204 |
6% | 62276 | 47328 | 39420 | 35973 | 30541 | 27466 | 25558 |