Monthly Repayment |
HKD$17,327
|
Initial Payment |
HKD$2.44 Millions
|
Loan Amount |
HKD$3.65 Millions
|
Total interest |
HKD$1.54 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$144,000
|
Legal Fee |
HKD$32,725
|
Agency Fee |
HKD$60,900
|
Total Expense |
HKD$237,625
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 45058 | 32010 | 24988 | 21868 | 16804 | 13770 | 11752 |
1.5% | 45850 | 32809 | 25795 | 22681 | 17632 | 14613 | 12610 |
2% | 46652 | 33621 | 26619 | 23513 | 18484 | 15487 | 13505 |
2.5% | 47462 | 34446 | 27459 | 24364 | 19362 | 16392 | 14437 |
3% | 48281 | 35283 | 28315 | 25233 | 20264 | 17327 | 15405 |
3.5% | 49109 | 36132 | 29188 | 26121 | 21191 | 18292 | 16408 |
4% | 49945 | 36994 | 30076 | 27028 | 22142 | 19287 | 17444 |
4.5% | 50791 | 37869 | 30981 | 27952 | 23117 | 20310 | 18514 |
5% | 51645 | 38756 | 31901 | 28895 | 24114 | 21360 | 19615 |
5.5% | 52508 | 39655 | 32837 | 29856 | 25135 | 22438 | 20747 |
6% | 53379 | 40566 | 33789 | 30834 | 26178 | 23542 | 21907 |