Monthly Repayment |
HKD$20,182
|
Loan Amount |
HKD$4.26 Millions
|
Total interest |
HKD$1.8 Millions
|
Total repayment |
HKD$6.06 Millions
|
Down payment |
HKD$1,820,000
|
Stamp Duty |
HKD$143,000
|
Legal Fee |
HKD$32,700
|
Agency Fee |
HKD$60,800
|
complete insurance payment |
--
|
Total Expense |
HKD$2,056,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 52481 | 37284 | 29105 | 25471 | 19573 | 16039 | 13688 |
1.5% | 53404 | 38215 | 30045 | 26418 | 20537 | 17021 | 14688 |
2% | 54338 | 39160 | 31004 | 27387 | 21530 | 18039 | 15731 |
2.5% | 55281 | 40121 | 31983 | 28378 | 22552 | 19093 | 16816 |
3% | 56235 | 41096 | 32980 | 29391 | 23603 | 20182 | 17943 |
3.5% | 57200 | 42085 | 33996 | 30425 | 24683 | 21306 | 19111 |
4% | 58174 | 43089 | 35031 | 31481 | 25790 | 22464 | 20318 |
4.5% | 59159 | 44108 | 36085 | 32558 | 26925 | 23656 | 21564 |
5% | 60153 | 45141 | 37157 | 33656 | 28087 | 24880 | 22847 |
5.5% | 61158 | 46188 | 38247 | 34775 | 29276 | 26135 | 24165 |
6% | 62174 | 47250 | 39356 | 35914 | 30491 | 27421 | 25516 |