Monthly Repayment |
HKD$17,299
|
Initial Payment |
HKD$2.43 Millions
|
Loan Amount |
HKD$3.65 Millions
|
Total interest |
HKD$1.54 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$143,000
|
Legal Fee |
HKD$32,700
|
Agency Fee |
HKD$60,800
|
Total Expense |
HKD$236,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 44984 | 31957 | 24947 | 21833 | 16776 | 13748 | 11733 |
1.5% | 45775 | 32755 | 25753 | 22644 | 17603 | 14589 | 12589 |
2% | 46575 | 33566 | 26575 | 23475 | 18454 | 15462 | 13483 |
2.5% | 47384 | 34389 | 27414 | 24324 | 19330 | 16365 | 14414 |
3% | 48202 | 35225 | 28269 | 25192 | 20231 | 17299 | 15380 |
3.5% | 49028 | 36073 | 29140 | 26078 | 21156 | 18262 | 16381 |
4% | 49863 | 36934 | 30027 | 26983 | 22106 | 19255 | 17416 |
4.5% | 50707 | 37807 | 30930 | 27906 | 23079 | 20276 | 18483 |
5% | 51560 | 38692 | 31849 | 28848 | 24075 | 21325 | 19583 |
5.5% | 52421 | 39590 | 32783 | 29807 | 25094 | 22401 | 20712 |
6% | 53292 | 40500 | 33733 | 30783 | 26135 | 23504 | 21871 |