Monthly Repayment |
HKD$143,686
|
Initial Payment |
HKD$30.3 Millions
|
Loan Amount |
HKD$30.3 Millions
|
Total interest |
HKD$12.81 Millions
|
complete insurance payment |
HKD$90,900 (0.3%)
|
Stamp Duty |
HKD$2,575,500
|
Legal Fee |
HKD$169,000
|
Agency Fee |
HKD$606,000
|
Total Expense |
HKD$3,441,400
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 373636 | 265440 | 207210 | 181343 | 139347 | 114192 | 97456 |
1.5% | 380208 | 272068 | 213904 | 188085 | 146211 | 121180 | 104571 |
2% | 386853 | 278800 | 220734 | 194983 | 153282 | 128427 | 111994 |
2.5% | 393571 | 285637 | 227700 | 202037 | 160560 | 135930 | 119721 |
3% | 400362 | 292579 | 234801 | 209246 | 168043 | 143686 | 127746 |
3.5% | 407227 | 299624 | 242035 | 216609 | 175727 | 151688 | 136060 |
4% | 414164 | 306772 | 249404 | 224125 | 183612 | 159934 | 144656 |
4.5% | 421174 | 314024 | 256904 | 231792 | 191692 | 168417 | 153525 |
5% | 428257 | 321378 | 264537 | 239610 | 199966 | 177130 | 162656 |
5.5% | 435412 | 328834 | 272299 | 247576 | 208429 | 186068 | 172040 |
6% | 442639 | 336392 | 280191 | 255688 | 217078 | 195223 | 181663 |