Monthly Repayment |
HKD$20,116
|
Initial Payment |
HKD$1.82 Millions
|
Loan Amount |
HKD$4.24 Millions
|
Total interest |
HKD$1.79 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$141,000
|
Legal Fee |
HKD$32,650
|
Agency Fee |
HKD$60,600
|
Total Expense |
HKD$234,250
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 52309 | 37161 | 29009 | 25388 | 19508 | 15986 | 13643 |
1.5% | 53229 | 38089 | 29946 | 26331 | 20469 | 16965 | 14639 |
2% | 54159 | 39032 | 30902 | 27297 | 21459 | 17979 | 15679 |
2.5% | 55100 | 39989 | 31878 | 28285 | 22478 | 19030 | 16761 |
3% | 56050 | 40961 | 32872 | 29294 | 23526 | 20116 | 17884 |
3.5% | 57011 | 41947 | 33885 | 30325 | 24601 | 21236 | 19048 |
4% | 57983 | 42948 | 34916 | 31377 | 25705 | 22390 | 20251 |
4.5% | 58964 | 43963 | 35966 | 32451 | 26836 | 23578 | 21493 |
5% | 59956 | 44992 | 37035 | 33545 | 27995 | 24798 | 22771 |
5.5% | 60957 | 46036 | 38121 | 34660 | 29180 | 26049 | 24085 |
6% | 61969 | 47094 | 39226 | 35796 | 30391 | 27331 | 25432 |