Monthly Repayment |
HKD$17,242
|
Initial Payment |
HKD$2.42 Millions
|
Loan Amount |
HKD$3.64 Millions
|
Total interest |
HKD$1.54 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$141,000
|
Legal Fee |
HKD$32,650
|
Agency Fee |
HKD$60,600
|
Total Expense |
HKD$234,250
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 44836 | 31852 | 24865 | 21761 | 16721 | 13703 | 11694 |
1.5% | 45624 | 32648 | 25668 | 22570 | 17545 | 14541 | 12548 |
2% | 46422 | 33456 | 26488 | 23397 | 18393 | 15411 | 13439 |
2.5% | 47228 | 34276 | 27324 | 24244 | 19267 | 16311 | 14366 |
3% | 48043 | 35109 | 28176 | 25109 | 20165 | 17242 | 15329 |
3.5% | 48867 | 35954 | 29044 | 25993 | 21087 | 18202 | 16327 |
4% | 49699 | 36812 | 29928 | 26895 | 22033 | 19192 | 17358 |
4.5% | 50540 | 37682 | 30828 | 27815 | 23003 | 20210 | 18423 |
5% | 51390 | 38565 | 31744 | 28753 | 23995 | 21255 | 19518 |
5.5% | 52249 | 39460 | 32675 | 29709 | 25011 | 22328 | 20644 |
6% | 53116 | 40367 | 33622 | 30682 | 26049 | 23426 | 21799 |