Monthly Repayment |
HKD$143,448
|
Initial Payment |
HKD$30.25 Millions
|
Loan Amount |
HKD$30.25 Millions
|
Total interest |
HKD$12.78 Millions
|
complete insurance payment |
HKD$90,750 (0.3%)
|
Stamp Duty |
HKD$2,571,250
|
Legal Fee |
HKD$168,750
|
Agency Fee |
HKD$605,000
|
Total Expense |
HKD$3,435,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 373020 | 265002 | 206868 | 181044 | 139118 | 114003 | 97295 |
1.5% | 379580 | 271619 | 213551 | 187774 | 145969 | 120980 | 104398 |
2% | 386214 | 278340 | 220370 | 194661 | 153029 | 128215 | 111809 |
2.5% | 392922 | 285166 | 227324 | 201703 | 160295 | 135706 | 119524 |
3% | 399702 | 292096 | 234413 | 208900 | 167765 | 143448 | 127535 |
3.5% | 406555 | 299129 | 241636 | 216251 | 175437 | 151438 | 135836 |
4% | 413481 | 306266 | 248992 | 223755 | 183309 | 159670 | 144418 |
4.5% | 420479 | 313506 | 256480 | 231410 | 191376 | 168139 | 153272 |
5% | 427550 | 320848 | 264100 | 239215 | 199636 | 176838 | 162388 |
5.5% | 434693 | 328291 | 271850 | 247167 | 208085 | 185761 | 171756 |
6% | 441908 | 335837 | 279728 | 255266 | 216720 | 194901 | 181364 |