Monthly Repayment |
HKD$20,082
|
Initial Payment |
HKD$1.82 Millions
|
Loan Amount |
HKD$4.24 Millions
|
Total interest |
HKD$1.79 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$140,000
|
Legal Fee |
HKD$32,625
|
Agency Fee |
HKD$60,500
|
Total Expense |
HKD$233,125
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 52222 | 37100 | 28961 | 25346 | 19476 | 15960 | 13621 |
1.5% | 53141 | 38026 | 29897 | 26288 | 20435 | 16937 | 14615 |
2% | 54070 | 38967 | 30851 | 27252 | 21424 | 17950 | 15653 |
2.5% | 55009 | 39923 | 31825 | 28238 | 22441 | 18998 | 16733 |
3% | 55958 | 40893 | 32817 | 29246 | 23487 | 20082 | 17854 |
3.5% | 56917 | 41878 | 33829 | 30275 | 24561 | 21201 | 19017 |
4% | 57887 | 42877 | 34858 | 31325 | 25663 | 22353 | 20218 |
4.5% | 58867 | 43890 | 35907 | 32397 | 26792 | 23539 | 21458 |
5% | 59857 | 44918 | 36974 | 33490 | 27949 | 24757 | 22734 |
5.5% | 60857 | 45960 | 38059 | 34603 | 29132 | 26006 | 24045 |
6% | 61867 | 47017 | 39162 | 35737 | 30340 | 27286 | 25390 |