Monthly Repayment |
HKD$17,213
|
Initial Payment |
HKD$2.42 Millions
|
Loan Amount |
HKD$3.63 Millions
|
Total interest |
HKD$1.53 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$140,000
|
Legal Fee |
HKD$32,625
|
Agency Fee |
HKD$60,500
|
Total Expense |
HKD$233,125
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 44762 | 31800 | 24824 | 21725 | 16694 | 13680 | 11675 |
1.5% | 45549 | 32594 | 25626 | 22532 | 17516 | 14517 | 12527 |
2% | 46345 | 33400 | 26444 | 23359 | 18363 | 15385 | 13417 |
2.5% | 47150 | 34219 | 27278 | 24204 | 19235 | 16284 | 14342 |
3% | 47964 | 35051 | 28129 | 25068 | 20131 | 17213 | 15304 |
3.5% | 48786 | 35895 | 28996 | 25950 | 21052 | 18172 | 16300 |
4% | 49617 | 36751 | 29879 | 26850 | 21997 | 19160 | 17330 |
4.5% | 50457 | 37620 | 30777 | 27769 | 22965 | 20176 | 18392 |
5% | 51306 | 38501 | 31692 | 28705 | 23956 | 21220 | 19486 |
5.5% | 52163 | 39395 | 32622 | 29660 | 24970 | 22291 | 20610 |
6% | 53029 | 40300 | 33567 | 30632 | 26006 | 23388 | 21763 |