Monthly Repayment |
HKD$20,855
|
Initial Payment |
HKD$3.02 Millions
|
Loan Amount |
HKD$3.02 Millions
|
Total interest |
HKD$0.73 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$139,000
|
Legal Fee |
HKD$32,600
|
Agency Fee |
HKD$60,400
|
Total Expense |
HKD$232,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 37240 | 26456 | 20652 | 18074 | 13888 | 11381 | 9713 |
1.5% | 37895 | 27117 | 21319 | 18746 | 14572 | 12078 | 10422 |
2% | 38557 | 27788 | 22000 | 19433 | 15277 | 12800 | 11162 |
2.5% | 39227 | 28469 | 22694 | 20137 | 16003 | 13548 | 11932 |
3% | 39904 | 29161 | 23402 | 20855 | 16748 | 14321 | 12732 |
3.5% | 40588 | 29863 | 24123 | 21589 | 17514 | 15118 | 13561 |
4% | 41279 | 30576 | 24858 | 22338 | 18300 | 15940 | 14417 |
4.5% | 41978 | 31298 | 25605 | 23102 | 19106 | 16786 | 15301 |
5% | 42684 | 32031 | 26366 | 23881 | 19930 | 17654 | 16212 |
5.5% | 43397 | 32774 | 27140 | 24675 | 20774 | 18545 | 17147 |
6% | 44117 | 33528 | 27926 | 25484 | 21636 | 19457 | 18106 |