Monthly Repayment |
HKD$20,016
|
Initial Payment |
HKD$1.81 Millions
|
Loan Amount |
HKD$4.22 Millions
|
Total interest |
HKD$1.78 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$138,000
|
Legal Fee |
HKD$32,575
|
Agency Fee |
HKD$60,300
|
Total Expense |
HKD$230,875
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 52050 | 36977 | 28865 | 25262 | 19412 | 15907 | 13576 |
1.5% | 52965 | 37900 | 29798 | 26201 | 20368 | 16881 | 14567 |
2% | 53891 | 38838 | 30749 | 27162 | 21353 | 17890 | 15601 |
2.5% | 54827 | 39791 | 31720 | 28145 | 22367 | 18936 | 16678 |
3% | 55773 | 40758 | 32709 | 29149 | 23409 | 20016 | 17795 |
3.5% | 56729 | 41739 | 33717 | 30175 | 24480 | 21131 | 18954 |
4% | 57696 | 42735 | 34743 | 31222 | 25578 | 22279 | 20151 |
4.5% | 58672 | 43745 | 35788 | 32290 | 26704 | 23461 | 21387 |
5% | 59659 | 44770 | 36851 | 33379 | 27856 | 24675 | 22659 |
5.5% | 60655 | 45808 | 37933 | 34489 | 29035 | 25920 | 23966 |
6% | 61662 | 46861 | 39032 | 35619 | 30240 | 27195 | 25307 |