Monthly Repayment |
HKD$17,156
|
Initial Payment |
HKD$2.41 Millions
|
Loan Amount |
HKD$3.62 Millions
|
Total interest |
HKD$1.53 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$138,000
|
Legal Fee |
HKD$32,575
|
Agency Fee |
HKD$60,300
|
Total Expense |
HKD$230,875
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 44614 | 31695 | 24742 | 21653 | 16638 | 13635 | 11636 |
1.5% | 45399 | 32486 | 25541 | 22458 | 17458 | 14469 | 12486 |
2% | 46192 | 33290 | 26357 | 23282 | 18302 | 15335 | 13372 |
2.5% | 46994 | 34106 | 27188 | 24124 | 19171 | 16230 | 14295 |
3% | 47805 | 34935 | 28036 | 24985 | 20065 | 17156 | 15253 |
3.5% | 48625 | 35776 | 28900 | 25864 | 20982 | 18112 | 16246 |
4% | 49453 | 36630 | 29780 | 26761 | 21924 | 19097 | 17272 |
4.5% | 50290 | 37496 | 30675 | 27677 | 22889 | 20110 | 18331 |
5% | 51136 | 38374 | 31587 | 28610 | 23877 | 21150 | 19422 |
5.5% | 51990 | 39264 | 32514 | 29562 | 24887 | 22217 | 20542 |
6% | 52853 | 40167 | 33456 | 30530 | 25920 | 23310 | 21691 |