Monthly Repayment |
HKD$20,821
|
Initial Payment |
HKD$3.02 Millions
|
Loan Amount |
HKD$3.02 Millions
|
Total interest |
HKD$0.73 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$138,000
|
Legal Fee |
HKD$32,575
|
Agency Fee |
HKD$60,300
|
Total Expense |
HKD$230,875
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 37178 | 26412 | 20618 | 18044 | 13865 | 11362 | 9697 |
1.5% | 37832 | 27072 | 21284 | 18715 | 14548 | 12058 | 10405 |
2% | 38493 | 27742 | 21964 | 19401 | 15252 | 12779 | 11144 |
2.5% | 39162 | 28422 | 22657 | 20103 | 15976 | 13525 | 11912 |
3% | 39838 | 29113 | 23363 | 20821 | 16721 | 14297 | 12711 |
3.5% | 40521 | 29814 | 24083 | 21553 | 17485 | 15093 | 13538 |
4% | 41211 | 30525 | 24816 | 22301 | 18270 | 15914 | 14394 |
4.5% | 41908 | 31246 | 25563 | 23064 | 19074 | 16758 | 15276 |
5% | 42613 | 31978 | 26322 | 23842 | 19897 | 17625 | 16185 |
5.5% | 43325 | 32720 | 27095 | 24635 | 20739 | 18514 | 17118 |
6% | 44044 | 33472 | 27880 | 25442 | 21600 | 19425 | 18076 |