Monthly Repayment |
HKD$19,983
|
Initial Payment |
HKD$1.81 Millions
|
Loan Amount |
HKD$4.21 Millions
|
Total interest |
HKD$1.78 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$137,000
|
Legal Fee |
HKD$32,550
|
Agency Fee |
HKD$60,200
|
Total Expense |
HKD$229,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 51963 | 36916 | 28817 | 25220 | 19379 | 15881 | 13553 |
1.5% | 52877 | 37838 | 29748 | 26158 | 20334 | 16853 | 14543 |
2% | 53801 | 38774 | 30698 | 27117 | 21317 | 17861 | 15575 |
2.5% | 54736 | 39725 | 31667 | 28098 | 22330 | 18904 | 16650 |
3% | 55680 | 40690 | 32655 | 29101 | 23370 | 19983 | 17766 |
3.5% | 56635 | 41670 | 33661 | 30125 | 24439 | 21096 | 18922 |
4% | 57600 | 42664 | 34686 | 31170 | 25536 | 22243 | 20118 |
4.5% | 58575 | 43673 | 35729 | 32236 | 26659 | 23422 | 21351 |
5% | 59560 | 44696 | 36790 | 33324 | 27810 | 24634 | 22621 |
5.5% | 60555 | 45732 | 37870 | 34431 | 28987 | 25877 | 23926 |
6% | 61560 | 46784 | 38967 | 35560 | 30190 | 27150 | 25265 |