Monthly Repayment |
HKD$17,128
|
Initial Payment |
HKD$2.41 Millions
|
Loan Amount |
HKD$3.61 Millions
|
Total interest |
HKD$1.53 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$137,000
|
Legal Fee |
HKD$32,550
|
Agency Fee |
HKD$60,200
|
Total Expense |
HKD$229,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 44540 | 31642 | 24701 | 21617 | 16611 | 13612 | 11617 |
1.5% | 45323 | 32432 | 25499 | 22421 | 17429 | 14445 | 12465 |
2% | 46115 | 33235 | 26313 | 23243 | 18272 | 15309 | 13350 |
2.5% | 46916 | 34050 | 27143 | 24084 | 19140 | 16204 | 14271 |
3% | 47726 | 34877 | 27990 | 24943 | 20032 | 17128 | 15228 |
3.5% | 48544 | 35717 | 28852 | 25821 | 20948 | 18082 | 16219 |
4% | 49371 | 36569 | 29730 | 26717 | 21888 | 19065 | 17244 |
4.5% | 50207 | 37434 | 30625 | 27631 | 22851 | 20076 | 18301 |
5% | 51051 | 38310 | 31534 | 28563 | 23837 | 21115 | 19389 |
5.5% | 51904 | 39199 | 32460 | 29513 | 24846 | 22180 | 20508 |
6% | 52766 | 40100 | 33401 | 30480 | 25877 | 23272 | 21655 |