Monthly Repayment |
HKD$142,263
|
Initial Payment |
HKD$30 Millions
|
Loan Amount |
HKD$30 Millions
|
Total interest |
HKD$12.68 Millions
|
complete insurance payment |
HKD$90,000 (0.3%)
|
Stamp Duty |
HKD$2,550,000
|
Legal Fee |
HKD$167,500
|
Agency Fee |
HKD$600,000
|
Total Expense |
HKD$3,407,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 369937 | 262812 | 205158 | 179548 | 137968 | 113061 | 96491 |
1.5% | 376443 | 269374 | 211786 | 186222 | 144763 | 119980 | 103536 |
2% | 383023 | 276040 | 218549 | 193052 | 151765 | 127156 | 110885 |
2.5% | 389674 | 282809 | 225445 | 200036 | 158970 | 134585 | 118536 |
3% | 396399 | 289682 | 232476 | 207174 | 166379 | 142263 | 126481 |
3.5% | 403195 | 296657 | 239639 | 214464 | 173987 | 150187 | 134713 |
4% | 410064 | 303735 | 246934 | 221906 | 181794 | 158351 | 143224 |
4.5% | 417004 | 310915 | 254361 | 229497 | 189794 | 166749 | 152005 |
5% | 424017 | 318196 | 261917 | 237238 | 197986 | 175377 | 161046 |
5.5% | 431101 | 325578 | 269603 | 245125 | 206366 | 184226 | 170336 |
6% | 438256 | 333061 | 277417 | 253157 | 214929 | 193290 | 179865 |