Monthly Repayment |
HKD$19,920
|
Initial Payment |
HKD$1.8 Millions
|
Loan Amount |
HKD$4.2 Millions
|
Total interest |
HKD$1.78 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$135,100
|
Legal Fee |
HKD$32,502
|
Agency Fee |
HKD$60,010
|
Total Expense |
HKD$227,612
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 51799 | 36799 | 28726 | 25140 | 19318 | 15831 | 13511 |
1.5% | 52710 | 37718 | 29655 | 26075 | 20270 | 16800 | 14497 |
2% | 53632 | 38652 | 30601 | 27031 | 21250 | 17804 | 15526 |
2.5% | 54563 | 39599 | 31567 | 28009 | 22259 | 18845 | 16597 |
3% | 55505 | 40562 | 32552 | 29009 | 23296 | 19920 | 17710 |
3.5% | 56456 | 41538 | 33555 | 30030 | 24362 | 21029 | 18863 |
4% | 57418 | 42530 | 34576 | 31072 | 25455 | 22172 | 20054 |
4.5% | 58390 | 43535 | 35616 | 32135 | 26575 | 23348 | 21284 |
5% | 59372 | 44554 | 36674 | 33218 | 27722 | 24556 | 22550 |
5.5% | 60364 | 45588 | 37750 | 34323 | 28896 | 25795 | 23851 |
6% | 61366 | 46636 | 38844 | 35447 | 30095 | 27065 | 25185 |