Monthly Repayment |
HKD$1,707
|
Initial Payment |
HKD$0.24 Millions
|
Loan Amount |
HKD$0.36 Millions
|
Total interest |
HKD$0.15 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$7,000
|
Agency Fee |
HKD$6,000
|
Total Expense |
HKD$13,100
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 4439 | 3153 | 2461 | 2154 | 1655 | 1356 | 1157 |
1.5% | 4517 | 3232 | 2541 | 2234 | 1737 | 1439 | 1242 |
2% | 4596 | 3312 | 2622 | 2316 | 1821 | 1525 | 1330 |
2.5% | 4676 | 3393 | 2705 | 2400 | 1907 | 1615 | 1422 |
3% | 4756 | 3476 | 2789 | 2486 | 1996 | 1707 | 1517 |
3.5% | 4838 | 3559 | 2875 | 2573 | 2087 | 1802 | 1616 |
4% | 4920 | 3644 | 2963 | 2662 | 2181 | 1900 | 1718 |
4.5% | 5004 | 3730 | 3052 | 2753 | 2277 | 2000 | 1824 |
5% | 5088 | 3818 | 3143 | 2846 | 2375 | 2104 | 1932 |
5.5% | 5173 | 3906 | 3235 | 2941 | 2476 | 2210 | 2044 |
6% | 5259 | 3996 | 3329 | 3037 | 2579 | 2319 | 2158 |