Monthly Repayment |
HKD$2,071
|
Initial Payment |
HKD$0.3 Millions
|
Loan Amount |
HKD$0.3 Millions
|
Total interest |
HKD$0.07 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$7,000
|
Agency Fee |
HKD$6,000
|
Total Expense |
HKD$13,100
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 3699 | 2628 | 2051 | 1795 | 1379 | 1130 | 964 |
1.5% | 3764 | 2693 | 2117 | 1862 | 1447 | 1199 | 1035 |
2% | 3830 | 2760 | 2185 | 1930 | 1517 | 1271 | 1108 |
2.5% | 3896 | 2828 | 2254 | 2000 | 1589 | 1345 | 1185 |
3% | 3963 | 2896 | 2324 | 2071 | 1663 | 1422 | 1264 |
3.5% | 4031 | 2966 | 2396 | 2144 | 1739 | 1501 | 1347 |
4% | 4100 | 3037 | 2469 | 2219 | 1817 | 1583 | 1432 |
4.5% | 4170 | 3109 | 2543 | 2294 | 1897 | 1667 | 1520 |
5% | 4240 | 3181 | 2619 | 2372 | 1979 | 1753 | 1610 |
5.5% | 4311 | 3255 | 2696 | 2451 | 2063 | 1842 | 1703 |
6% | 4382 | 3330 | 2774 | 2531 | 2149 | 1932 | 1798 |