Monthly Repayment |
HKD$19,883
|
Initial Payment |
HKD$1.8 Millions
|
Loan Amount |
HKD$4.19 Millions
|
Total interest |
HKD$1.77 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$134,775
|
Legal Fee |
HKD$32,475
|
Agency Fee |
HKD$59,900
|
Total Expense |
HKD$227,150
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 51704 | 36732 | 28674 | 25094 | 19283 | 15802 | 13486 |
1.5% | 52614 | 37649 | 29600 | 26027 | 20233 | 16769 | 14470 |
2% | 53533 | 38581 | 30545 | 26982 | 21211 | 17772 | 15498 |
2.5% | 54463 | 39527 | 31509 | 27958 | 22218 | 18810 | 16567 |
3% | 55403 | 40487 | 32492 | 28956 | 23254 | 19883 | 17677 |
3.5% | 56353 | 41462 | 33493 | 29975 | 24317 | 20991 | 18828 |
4% | 57313 | 42452 | 34513 | 31015 | 25408 | 22132 | 20018 |
4.5% | 58283 | 43455 | 35551 | 32076 | 26526 | 23306 | 21245 |
5% | 59263 | 44473 | 36607 | 33157 | 27671 | 24511 | 22508 |
5.5% | 60253 | 45505 | 37681 | 34260 | 28843 | 25748 | 23807 |
6% | 61253 | 46550 | 38773 | 35382 | 30039 | 27015 | 25139 |