Monthly Repayment |
HKD$20,682
|
Initial Payment |
HKD$3 Millions
|
Loan Amount |
HKD$3 Millions
|
Total interest |
HKD$0.73 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$134,775
|
Legal Fee |
HKD$32,475
|
Agency Fee |
HKD$59,900
|
Total Expense |
HKD$227,150
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 36932 | 26237 | 20481 | 17924 | 13773 | 11287 | 9633 |
1.5% | 37581 | 26892 | 21143 | 18591 | 14452 | 11978 | 10336 |
2% | 38238 | 27558 | 21818 | 19273 | 15151 | 12694 | 11070 |
2.5% | 38902 | 28233 | 22507 | 19970 | 15870 | 13436 | 11833 |
3% | 39573 | 28919 | 23208 | 20682 | 16610 | 14202 | 12627 |
3.5% | 40252 | 29616 | 23924 | 21410 | 17369 | 14993 | 13448 |
4% | 40938 | 30322 | 24652 | 22153 | 18149 | 15808 | 14298 |
4.5% | 41630 | 31039 | 25393 | 22911 | 18947 | 16647 | 15175 |
5% | 42331 | 31766 | 26148 | 23684 | 19765 | 17508 | 16077 |
5.5% | 43038 | 32503 | 26915 | 24471 | 20602 | 18391 | 17005 |
6% | 43752 | 33250 | 27695 | 25273 | 21457 | 19296 | 17956 |