Monthly Repayment |
HKD$19,850
|
Initial Payment |
HKD$1.79 Millions
|
Loan Amount |
HKD$4.19 Millions
|
Total interest |
HKD$1.77 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$134,550
|
Legal Fee |
HKD$32,450
|
Agency Fee |
HKD$59,800
|
Total Expense |
HKD$226,800
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 51618 | 36671 | 28626 | 25052 | 19251 | 15775 | 13463 |
1.5% | 52526 | 37586 | 29551 | 25984 | 20199 | 16741 | 14446 |
2% | 53444 | 38516 | 30494 | 26937 | 21176 | 17742 | 15472 |
2.5% | 54372 | 39461 | 31457 | 27911 | 22181 | 18779 | 16539 |
3% | 55310 | 40420 | 32438 | 28907 | 23215 | 19850 | 17648 |
3.5% | 56259 | 41393 | 33437 | 29924 | 24277 | 20956 | 18797 |
4% | 57217 | 42381 | 34455 | 30963 | 25366 | 22095 | 19984 |
4.5% | 58186 | 43383 | 35491 | 32022 | 26482 | 23267 | 21209 |
5% | 59164 | 44399 | 36546 | 33102 | 27625 | 24470 | 22471 |
5.5% | 60152 | 45429 | 37618 | 34203 | 28794 | 25705 | 23767 |
6% | 61151 | 46473 | 38708 | 35323 | 29989 | 26970 | 25097 |