Monthly Repayment |
HKD$141,314
|
Initial Payment |
HKD$29.8 Millions
|
Loan Amount |
HKD$29.8 Millions
|
Total interest |
HKD$12.59 Millions
|
complete insurance payment |
HKD$89,400 (0.3%)
|
Stamp Duty |
HKD$2,533,000
|
Legal Fee |
HKD$166,500
|
Agency Fee |
HKD$596,000
|
Total Expense |
HKD$3,384,900
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 367471 | 261060 | 203790 | 178351 | 137048 | 112307 | 95848 |
1.5% | 373934 | 267578 | 210374 | 184981 | 143798 | 119181 | 102845 |
2% | 380469 | 274200 | 217092 | 191765 | 150753 | 126308 | 110146 |
2.5% | 387076 | 280924 | 223942 | 198703 | 157911 | 133687 | 117746 |
3% | 393756 | 287751 | 230926 | 205793 | 165270 | 141314 | 125638 |
3.5% | 400507 | 294679 | 238041 | 213034 | 172827 | 149185 | 133815 |
4% | 407330 | 301710 | 245288 | 220427 | 180582 | 157295 | 142269 |
4.5% | 414224 | 308842 | 252665 | 227968 | 188529 | 165638 | 150992 |
5% | 421190 | 316075 | 260171 | 235656 | 196666 | 174207 | 159972 |
5.5% | 428227 | 323408 | 267806 | 243490 | 204990 | 182998 | 169201 |
6% | 435334 | 330841 | 275567 | 251469 | 213496 | 192001 | 178666 |