Monthly Repayment |
HKD$19,750
|
Initial Payment |
HKD$1.79 Millions
|
Loan Amount |
HKD$4.17 Millions
|
Total interest |
HKD$1.76 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$133,875
|
Legal Fee |
HKD$32,375
|
Agency Fee |
HKD$59,500
|
Total Expense |
HKD$225,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 51359 | 36487 | 28482 | 24927 | 19154 | 15696 | 13396 |
1.5% | 52262 | 37398 | 29403 | 25853 | 20098 | 16657 | 14374 |
2% | 53176 | 38323 | 30341 | 26802 | 21070 | 17653 | 15394 |
2.5% | 54099 | 39263 | 31299 | 27771 | 22070 | 18684 | 16456 |
3% | 55033 | 40217 | 32275 | 28762 | 23098 | 19750 | 17559 |
3.5% | 55976 | 41185 | 33269 | 29774 | 24155 | 20850 | 18702 |
4% | 56930 | 42168 | 34282 | 30808 | 25239 | 21984 | 19884 |
4.5% | 57894 | 43165 | 35313 | 31861 | 26349 | 23150 | 21103 |
5% | 58867 | 44176 | 36362 | 32936 | 27487 | 24348 | 22358 |
5.5% | 59851 | 45201 | 37429 | 34031 | 28650 | 25576 | 23648 |
6% | 60844 | 46240 | 38514 | 35146 | 29839 | 26835 | 24971 |