Monthly Repayment |
HKD$16,900
|
Initial Payment |
HKD$2.38 Millions
|
Loan Amount |
HKD$3.56 Millions
|
Total interest |
HKD$1.51 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$133,650
|
Legal Fee |
HKD$32,350
|
Agency Fee |
HKD$59,400
|
Total Expense |
HKD$225,400
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 43948 | 31222 | 24372 | 21330 | 16390 | 13431 | 11463 |
1.5% | 44721 | 32001 | 25160 | 22123 | 17197 | 14253 | 12300 |
2% | 45503 | 32793 | 25963 | 22934 | 18029 | 15106 | 13173 |
2.5% | 46293 | 33597 | 26782 | 23764 | 18885 | 15988 | 14082 |
3% | 47092 | 34414 | 27618 | 24612 | 19765 | 16900 | 15025 |
3.5% | 47899 | 35242 | 28469 | 25478 | 20669 | 17842 | 16003 |
4% | 48715 | 36083 | 29335 | 26362 | 21597 | 18812 | 17015 |
4.5% | 49540 | 36936 | 30218 | 27264 | 22547 | 19809 | 18058 |
5% | 50373 | 37801 | 31115 | 28183 | 23520 | 20834 | 19132 |
5.5% | 51214 | 38678 | 32028 | 29120 | 24516 | 21886 | 20236 |
6% | 52064 | 39567 | 32957 | 30075 | 25533 | 22962 | 21367 |