Monthly Repayment |
HKD$16,843
|
Initial Payment |
HKD$2.37 Millions
|
Loan Amount |
HKD$3.55 Millions
|
Total interest |
HKD$1.5 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$133,200
|
Legal Fee |
HKD$32,300
|
Agency Fee |
HKD$59,200
|
Total Expense |
HKD$224,700
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 43800 | 31116 | 24290 | 21258 | 16335 | 13386 | 11424 |
1.5% | 44570 | 31893 | 25075 | 22048 | 17140 | 14205 | 12258 |
2% | 45349 | 32683 | 25876 | 22857 | 17968 | 15055 | 13128 |
2.5% | 46137 | 33484 | 26692 | 23684 | 18822 | 15934 | 14034 |
3% | 46933 | 34298 | 27525 | 24529 | 19699 | 16843 | 14975 |
3.5% | 47738 | 35124 | 28373 | 25392 | 20600 | 17782 | 15950 |
4% | 48551 | 35962 | 29237 | 26273 | 21524 | 18748 | 16957 |
4.5% | 49373 | 36812 | 30116 | 27172 | 22471 | 19743 | 17997 |
5% | 50203 | 37674 | 31011 | 28088 | 23441 | 20764 | 19067 |
5.5% | 51042 | 38548 | 31921 | 29022 | 24433 | 21812 | 20167 |
6% | 51889 | 39434 | 32846 | 29973 | 25447 | 22885 | 21296 |