| Monthly Repayment |
HKD$19,618
|
| Loan Amount |
HKD$4.14 Millions
|
| Total interest |
HKD$1.75 Millions
|
| Total repayment |
HKD$5.89 Millions
|
| Down payment |
HKD$1,770,000
|
| Stamp Duty |
HKD$132,975
|
| Legal Fee |
HKD$32,275
|
| Agency Fee |
HKD$59,100
|
| complete insurance payment |
--
|
| Total Expense |
HKD$1,994,350
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 51014 | 36241 | 28291 | 24759 | 19025 | 15591 | 13306 |
| 1.5% | 51911 | 37146 | 29205 | 25680 | 19962 | 16545 | 14277 |
| 2% | 52818 | 38065 | 30137 | 26621 | 20928 | 17534 | 15291 |
| 2.5% | 53736 | 38999 | 31088 | 27585 | 21922 | 18559 | 16346 |
| 3% | 54663 | 39947 | 32058 | 28569 | 22943 | 19618 | 17441 |
| 3.5% | 55600 | 40909 | 33046 | 29574 | 23992 | 20710 | 18576 |
| 4% | 56547 | 41885 | 34052 | 30600 | 25069 | 21836 | 19750 |
| 4.5% | 57504 | 42875 | 35076 | 31647 | 26172 | 22994 | 20961 |
| 5% | 58471 | 43879 | 36118 | 32715 | 27302 | 24184 | 22208 |
| 5.5% | 59448 | 44897 | 37178 | 33802 | 28457 | 25404 | 23489 |
| 6% | 60435 | 45929 | 38255 | 34910 | 29638 | 26654 | 24803 |
