Monthly Repayment |
HKD$16,815
|
Initial Payment |
HKD$2.36 Millions
|
Loan Amount |
HKD$3.55 Millions
|
Total interest |
HKD$1.5 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$132,975
|
Legal Fee |
HKD$32,275
|
Agency Fee |
HKD$59,100
|
Total Expense |
HKD$224,350
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 43726 | 31064 | 24249 | 21222 | 16307 | 13363 | 11405 |
1.5% | 44495 | 31840 | 25033 | 22011 | 17111 | 14181 | 12237 |
2% | 45273 | 32627 | 25832 | 22818 | 17938 | 15029 | 13106 |
2.5% | 46059 | 33428 | 26647 | 23644 | 18790 | 15907 | 14010 |
3% | 46854 | 34240 | 27478 | 24488 | 19666 | 16815 | 14950 |
3.5% | 47657 | 35064 | 28325 | 25349 | 20565 | 17752 | 15923 |
4% | 48469 | 35901 | 29187 | 26229 | 21488 | 18717 | 16929 |
4.5% | 49289 | 36750 | 30065 | 27126 | 22433 | 19709 | 17967 |
5% | 50118 | 37610 | 30958 | 28041 | 23402 | 20729 | 19035 |
5.5% | 50956 | 38483 | 31867 | 28973 | 24392 | 21775 | 20133 |
6% | 51801 | 39367 | 32790 | 29923 | 25404 | 22846 | 21260 |