Monthly Repayment |
HKD$203,721
|
Initial Payment |
HKD$29.5 Millions
|
Loan Amount |
HKD$29.5 Millions
|
Total interest |
HKD$7.17 Millions
|
complete insurance payment |
HKD$88,500 (0.3%)
|
Stamp Duty |
HKD$2,507,500
|
Legal Fee |
HKD$165,000
|
Agency Fee |
HKD$590,000
|
Total Expense |
HKD$3,351,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 363771 | 258432 | 201739 | 176555 | 135668 | 111177 | 94883 |
1.5% | 370169 | 264884 | 208256 | 183119 | 142350 | 117981 | 101810 |
2% | 376639 | 271439 | 214906 | 189835 | 149235 | 125037 | 109037 |
2.5% | 383180 | 278096 | 221688 | 196702 | 156321 | 132341 | 116560 |
3% | 389792 | 284854 | 228601 | 203721 | 163606 | 139892 | 124373 |
3.5% | 396475 | 291713 | 235645 | 210890 | 171088 | 147683 | 132468 |
4% | 403229 | 298673 | 242819 | 218207 | 178764 | 155711 | 140837 |
4.5% | 410054 | 305733 | 250121 | 225673 | 186631 | 163970 | 149472 |
5% | 416950 | 312893 | 257552 | 233284 | 194686 | 172454 | 158362 |
5.5% | 423916 | 320152 | 265110 | 241039 | 202926 | 181155 | 167497 |
6% | 430952 | 327510 | 272793 | 248937 | 211347 | 190068 | 176867 |