Monthly Repayment |
HKD$19,584
|
Initial Payment |
HKD$1.77 Millions
|
Loan Amount |
HKD$4.13 Millions
|
Total interest |
HKD$1.75 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$132,750
|
Legal Fee |
HKD$32,250
|
Agency Fee |
HKD$59,000
|
Total Expense |
HKD$224,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 50928 | 36180 | 28243 | 24717 | 18993 | 15564 | 13283 |
1.5% | 51823 | 37083 | 29155 | 25636 | 19929 | 16517 | 14253 |
2% | 52729 | 38001 | 30086 | 26576 | 20892 | 17505 | 15265 |
2.5% | 53645 | 38933 | 31036 | 27538 | 21884 | 18527 | 16318 |
3% | 54570 | 39879 | 32004 | 28521 | 22904 | 19584 | 17412 |
3.5% | 55506 | 40839 | 32990 | 29524 | 23952 | 20675 | 18545 |
4% | 56452 | 41814 | 33994 | 30549 | 25026 | 21799 | 19717 |
4.5% | 57407 | 42802 | 35017 | 31594 | 26128 | 22955 | 20926 |
5% | 58373 | 43805 | 36057 | 32659 | 27256 | 24143 | 22170 |
5.5% | 59348 | 44821 | 37115 | 33745 | 28409 | 25361 | 23449 |
6% | 60333 | 45851 | 38191 | 34851 | 29588 | 26609 | 24761 |