Monthly Repayment |
HKD$20,372
|
Initial Payment |
HKD$2.95 Millions
|
Loan Amount |
HKD$2.95 Millions
|
Total interest |
HKD$0.72 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$132,750
|
Legal Fee |
HKD$32,250
|
Agency Fee |
HKD$59,000
|
Total Expense |
HKD$224,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 36377 | 25843 | 20173 | 17655 | 13566 | 11117 | 9488 |
1.5% | 37016 | 26488 | 20825 | 18311 | 14235 | 11798 | 10181 |
2% | 37663 | 27143 | 21490 | 18983 | 14923 | 12503 | 10903 |
2.5% | 38318 | 27809 | 22168 | 19670 | 15632 | 13234 | 11656 |
3% | 38979 | 28485 | 22860 | 20372 | 16360 | 13989 | 12437 |
3.5% | 39647 | 29171 | 23564 | 21089 | 17108 | 14768 | 13246 |
4% | 40322 | 29867 | 24281 | 21820 | 17876 | 15571 | 14083 |
4.5% | 41005 | 30573 | 25012 | 22567 | 18663 | 16397 | 14947 |
5% | 41695 | 31289 | 25755 | 23328 | 19468 | 17245 | 15836 |
5.5% | 42391 | 32015 | 26511 | 24103 | 20292 | 18115 | 16749 |
6% | 43095 | 32751 | 27279 | 24893 | 21134 | 19006 | 17686 |