Monthly Repayment |
HKD$2,037
|
Initial Payment |
HKD$0.3 Millions
|
Loan Amount |
HKD$0.3 Millions
|
Total interest |
HKD$0.07 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$6,925
|
Agency Fee |
HKD$5,900
|
Total Expense |
HKD$12,925
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 3637 | 2584 | 2017 | 1765 | 1356 | 1111 | 948 |
1.5% | 3701 | 2648 | 2082 | 1831 | 1423 | 1179 | 1018 |
2% | 3766 | 2714 | 2149 | 1898 | 1492 | 1250 | 1090 |
2.5% | 3831 | 2780 | 2216 | 1967 | 1563 | 1323 | 1165 |
3% | 3897 | 2848 | 2286 | 2037 | 1636 | 1398 | 1243 |
3.5% | 3964 | 2917 | 2356 | 2108 | 1710 | 1476 | 1324 |
4% | 4032 | 2986 | 2428 | 2182 | 1787 | 1557 | 1408 |
4.5% | 4100 | 3057 | 2501 | 2256 | 1866 | 1639 | 1494 |
5% | 4169 | 3128 | 2575 | 2332 | 1946 | 1724 | 1583 |
5.5% | 4239 | 3201 | 2651 | 2410 | 2029 | 1811 | 1674 |
6% | 4309 | 3275 | 2727 | 2489 | 2113 | 1900 | 1768 |