Monthly Repayment |
HKD$19,551
|
Initial Payment |
HKD$1.77 Millions
|
Loan Amount |
HKD$4.12 Millions
|
Total interest |
HKD$1.74 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$132,525
|
Legal Fee |
HKD$32,225
|
Agency Fee |
HKD$58,900
|
Total Expense |
HKD$223,650
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 50841 | 36119 | 28195 | 24675 | 18961 | 15538 | 13261 |
1.5% | 51735 | 37021 | 29106 | 25593 | 19895 | 16489 | 14229 |
2% | 52640 | 37937 | 30035 | 26531 | 20857 | 17475 | 15239 |
2.5% | 53554 | 38867 | 30983 | 27491 | 21847 | 18496 | 16290 |
3% | 54478 | 39811 | 31949 | 28472 | 22866 | 19551 | 17382 |
3.5% | 55412 | 40770 | 32934 | 29474 | 23911 | 20640 | 18514 |
4% | 56356 | 41743 | 33937 | 30497 | 24984 | 21762 | 19683 |
4.5% | 57310 | 42730 | 34957 | 31540 | 26084 | 22916 | 20890 |
5% | 58274 | 43730 | 35996 | 32604 | 27209 | 24102 | 22133 |
5.5% | 59247 | 44745 | 37052 | 33688 | 28361 | 25318 | 23409 |
6% | 60231 | 45773 | 38126 | 34792 | 29538 | 26564 | 24719 |