Monthly Repayment |
HKD$16,758
|
Initial Payment |
HKD$2.36 Millions
|
Loan Amount |
HKD$3.53 Millions
|
Total interest |
HKD$1.49 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$132,525
|
Legal Fee |
HKD$32,225
|
Agency Fee |
HKD$58,900
|
Total Expense |
HKD$223,650
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 43578 | 30959 | 24167 | 21150 | 16252 | 13318 | 11366 |
1.5% | 44345 | 31732 | 24948 | 21937 | 17053 | 14133 | 12196 |
2% | 45120 | 32517 | 25745 | 22741 | 17877 | 14979 | 13062 |
2.5% | 45903 | 33314 | 26557 | 23564 | 18726 | 15854 | 13963 |
3% | 46695 | 34124 | 27385 | 24405 | 19599 | 16758 | 14899 |
3.5% | 47496 | 34946 | 28229 | 25263 | 20495 | 17692 | 15869 |
4% | 48305 | 35780 | 29088 | 26140 | 21415 | 18653 | 16871 |
4.5% | 49123 | 36625 | 29963 | 27034 | 22357 | 19643 | 17906 |
5% | 49949 | 37483 | 30853 | 27946 | 23322 | 20659 | 18971 |
5.5% | 50783 | 38353 | 31759 | 28875 | 24309 | 21701 | 20065 |
6% | 51626 | 39234 | 32679 | 29821 | 25318 | 22769 | 21188 |