Monthly Repayment |
HKD$16,730
|
Initial Payment |
HKD$2.35 Millions
|
Loan Amount |
HKD$3.53 Millions
|
Total interest |
HKD$1.49 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$132,300
|
Legal Fee |
HKD$32,200
|
Agency Fee |
HKD$58,800
|
Total Expense |
HKD$223,300
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 43504 | 30906 | 24126 | 21114 | 16225 | 13296 | 11347 |
1.5% | 44269 | 31678 | 24906 | 21899 | 17024 | 14109 | 12175 |
2% | 45043 | 32462 | 25701 | 22702 | 17847 | 14953 | 13040 |
2.5% | 45825 | 33258 | 26512 | 23524 | 18694 | 15827 | 13939 |
3% | 46616 | 34066 | 27339 | 24363 | 19566 | 16730 | 14874 |
3.5% | 47415 | 34886 | 28181 | 25221 | 20460 | 17661 | 15842 |
4% | 48223 | 35719 | 29039 | 26096 | 21378 | 18622 | 16843 |
4.5% | 49039 | 36563 | 29912 | 26988 | 22319 | 19609 | 17875 |
5% | 49864 | 37419 | 30801 | 27899 | 23283 | 20624 | 18939 |
5.5% | 50697 | 38288 | 31705 | 28826 | 24268 | 21665 | 20031 |
6% | 51538 | 39168 | 32624 | 29771 | 25275 | 22730 | 21152 |