Monthly Repayment |
HKD$20,303
|
Initial Payment |
HKD$2.94 Millions
|
Loan Amount |
HKD$2.94 Millions
|
Total interest |
HKD$0.71 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$132,300
|
Legal Fee |
HKD$32,200
|
Agency Fee |
HKD$58,800
|
Total Expense |
HKD$223,300
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 36253 | 25755 | 20105 | 17595 | 13520 | 11080 | 9456 |
1.5% | 36891 | 26398 | 20755 | 18249 | 14186 | 11758 | 10146 |
2% | 37536 | 27051 | 21417 | 18919 | 14872 | 12461 | 10866 |
2.5% | 38188 | 27715 | 22093 | 19603 | 15579 | 13189 | 11616 |
3% | 38847 | 28388 | 22782 | 20303 | 16305 | 13941 | 12395 |
3.5% | 39513 | 29072 | 23484 | 21017 | 17050 | 14718 | 13201 |
4% | 40186 | 29766 | 24199 | 21746 | 17815 | 15518 | 14036 |
4.5% | 40866 | 30469 | 24927 | 22490 | 18599 | 16341 | 14896 |
5% | 41553 | 31183 | 25667 | 23249 | 19402 | 17186 | 15782 |
5.5% | 42247 | 31906 | 26421 | 24022 | 20223 | 18054 | 16692 |
6% | 42949 | 32640 | 27186 | 24809 | 21063 | 18942 | 17626 |