Monthly Repayment |
HKD$19,485
|
Initial Payment |
HKD$1.76 Millions
|
Loan Amount |
HKD$4.11 Millions
|
Total interest |
HKD$1.74 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$132,075
|
Legal Fee |
HKD$32,175
|
Agency Fee |
HKD$58,700
|
Total Expense |
HKD$222,950
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 50669 | 35996 | 28099 | 24592 | 18897 | 15485 | 13216 |
1.5% | 51560 | 36895 | 29007 | 25506 | 19827 | 16433 | 14180 |
2% | 52461 | 37808 | 29933 | 26441 | 20786 | 17416 | 15187 |
2.5% | 53372 | 38735 | 30878 | 27398 | 21773 | 18433 | 16235 |
3% | 54293 | 39676 | 31841 | 28375 | 22788 | 19485 | 17323 |
3.5% | 55224 | 40632 | 32822 | 29374 | 23830 | 20570 | 18451 |
4% | 56165 | 41601 | 33821 | 30393 | 24899 | 21688 | 19616 |
4.5% | 57115 | 42585 | 34839 | 31433 | 25995 | 22839 | 20819 |
5% | 58076 | 43582 | 35874 | 32493 | 27117 | 24020 | 22058 |
5.5% | 59046 | 44593 | 36926 | 33573 | 28265 | 25232 | 23330 |
6% | 60026 | 45618 | 37996 | 34674 | 29438 | 26474 | 24635 |