Monthly Repayment |
HKD$16,701
|
Initial Payment |
HKD$2.35 Millions
|
Loan Amount |
HKD$3.52 Millions
|
Total interest |
HKD$1.49 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$132,075
|
Legal Fee |
HKD$32,175
|
Agency Fee |
HKD$58,700
|
Total Expense |
HKD$222,950
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 43430 | 30854 | 24085 | 21078 | 16197 | 13273 | 11328 |
1.5% | 44194 | 31624 | 24863 | 21862 | 16995 | 14085 | 12155 |
2% | 44966 | 32407 | 25657 | 22664 | 17817 | 14928 | 13017 |
2.5% | 45747 | 33201 | 26467 | 23484 | 18663 | 15800 | 13916 |
3% | 46537 | 34008 | 27292 | 24322 | 19532 | 16701 | 14848 |
3.5% | 47335 | 34827 | 28133 | 25178 | 20426 | 17631 | 15815 |
4% | 48141 | 35658 | 28990 | 26051 | 21342 | 18590 | 16814 |
4.5% | 48956 | 36501 | 29862 | 26943 | 22281 | 19576 | 17845 |
5% | 49779 | 37356 | 30749 | 27851 | 23243 | 20589 | 18906 |
5.5% | 50611 | 38222 | 31651 | 28777 | 24227 | 21628 | 19997 |
6% | 51451 | 39101 | 32568 | 29720 | 25232 | 22692 | 21116 |