Monthly Repayment |
HKD$19,418
|
Initial Payment |
HKD$1.76 Millions
|
Loan Amount |
HKD$4.1 Millions
|
Total interest |
HKD$1.73 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$131,625
|
Legal Fee |
HKD$32,125
|
Agency Fee |
HKD$58,500
|
Total Expense |
HKD$222,250
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 50496 | 35873 | 28004 | 24508 | 18832 | 15432 | 13171 |
1.5% | 51384 | 36769 | 28908 | 25419 | 19760 | 16377 | 14132 |
2% | 52282 | 37679 | 29831 | 26351 | 20715 | 17356 | 15135 |
2.5% | 53190 | 38603 | 30773 | 27305 | 21699 | 18370 | 16180 |
3% | 54108 | 39541 | 31733 | 28279 | 22710 | 19418 | 17264 |
3.5% | 55036 | 40493 | 32710 | 29274 | 23749 | 20500 | 18388 |
4% | 55973 | 41459 | 33706 | 30290 | 24814 | 21614 | 19550 |
4.5% | 56921 | 42439 | 34720 | 31326 | 25906 | 22761 | 20748 |
5% | 57878 | 43433 | 35751 | 32382 | 27025 | 23938 | 21982 |
5.5% | 58845 | 44441 | 36800 | 33459 | 28168 | 25146 | 23250 |
6% | 59822 | 45462 | 37867 | 34555 | 29337 | 26384 | 24551 |