Monthly Repayment |
HKD$16,616
|
Initial Payment |
HKD$2.34 Millions
|
Loan Amount |
HKD$3.5 Millions
|
Total interest |
HKD$1.48 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$131,400
|
Legal Fee |
HKD$32,100
|
Agency Fee |
HKD$58,400
|
Total Expense |
HKD$221,900
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 43208 | 30696 | 23962 | 20971 | 16114 | 13205 | 11270 |
1.5% | 43968 | 31462 | 24736 | 21750 | 16908 | 14013 | 12093 |
2% | 44737 | 32241 | 25526 | 22548 | 17726 | 14851 | 12951 |
2.5% | 45514 | 33032 | 26332 | 23364 | 18567 | 15719 | 13845 |
3% | 46299 | 33834 | 27153 | 24197 | 19433 | 16616 | 14773 |
3.5% | 47093 | 34649 | 27989 | 25049 | 20321 | 17541 | 15734 |
4% | 47895 | 35476 | 28841 | 25918 | 21233 | 18495 | 16728 |
4.5% | 48706 | 36314 | 29709 | 26805 | 22168 | 19476 | 17754 |
5% | 49525 | 37165 | 30592 | 27709 | 23124 | 20484 | 18810 |
5.5% | 50352 | 38027 | 31489 | 28630 | 24103 | 21517 | 19895 |
6% | 51188 | 38901 | 32402 | 29568 | 25103 | 22576 | 21008 |