Monthly Repayment |
HKD$19,352
|
Initial Payment |
HKD$1.75 Millions
|
Loan Amount |
HKD$4.08 Millions
|
Total interest |
HKD$1.72 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$131,175
|
Legal Fee |
HKD$32,075
|
Agency Fee |
HKD$58,300
|
Total Expense |
HKD$221,550
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 50323 | 35751 | 27908 | 24424 | 18768 | 15380 | 13126 |
1.5% | 51208 | 36643 | 28810 | 25332 | 19692 | 16321 | 14084 |
2% | 52103 | 37550 | 29729 | 26261 | 20645 | 17297 | 15084 |
2.5% | 53008 | 38471 | 30668 | 27211 | 21625 | 18308 | 16124 |
3% | 53923 | 39406 | 31624 | 28182 | 22633 | 19352 | 17205 |
3.5% | 54848 | 40355 | 32598 | 29174 | 23668 | 20430 | 18325 |
4% | 55782 | 41318 | 33591 | 30186 | 24730 | 21541 | 19483 |
4.5% | 56726 | 42294 | 34601 | 31219 | 25818 | 22683 | 20677 |
5% | 57680 | 43285 | 35629 | 32272 | 26932 | 23857 | 21907 |
5.5% | 58644 | 44289 | 36675 | 33345 | 28072 | 25060 | 23171 |
6% | 59617 | 45307 | 37737 | 34437 | 29237 | 26293 | 24467 |